Getting injured at work is more and more common today. The workplace can be a danger zone for certain people, depending on their career field.
What if you’re injured through no fault of your own? How do you go about making sure the medical bills are paid? One of the best ways to go about a solution to your problem is to know more about your options.
Third-party liability may be a possibility and one that should be explored. Let’s take a deeper look at what your options are in this situation.
“Examples of Third-Party Liability”
There are several examples of third-party liability when it comes to getting injured on the job. A great example would be getting into a car wreck in the company car. The person who caused the wreck is the liable third party in this case.
A second example of third-party liability would be the use of defective products. If a product you use at work is defective due to being improperly manufactured, then the company who made the product is the third-party.
If a truck driver pulls into a warehouse bay and causes some of the warehouse workers to be injured, then the truck driver is the liable third-party in this case.
If you are not warned that a product you use at work contains poisonous chemicals, then the company who made the product could be held liable if you are poisoned.
If you are injured because of a co-worker’s negligence, then the co-worker is responsible for your medical bills. Being assaulted by the co-worker is a prime example of this.
“Your Options”
In the case of third-party liability, you are not able to sue your employer. There is a reason for that: your employer is not directly responsible for your injury. You were injured due to the negligence of a third-party other than your employer.
Workers compensation will have a lien on your third party recovery, however an experienced attorney can get that lien waived or reduced.
Making sure that you and the insurance provider are on the same page at all times is a great way to take care of that issue if an issue arises.
“Hiring a Lawyer”
One of the first steps in your recovery should be to hire a lawyer, especially if you aren’t sure how to handle the situation.
The lawyer will be experienced in handling your case and will make sure you get the coverage you need. The lawyer will also make sure you are aware of all developments in your case.
Making sure that you are aware of everything related to your case will be the lawyer’s priority since they want to make sure you get the best results possible.
Greenville, NC Workers’ Compensation Lawyer
I’m Brian Ricci, a workers’ compensation lawyer in Greenville, NC. If you or a loved one has sustained an injury at work, please call me at please call me at (252) 777-2222 or 800-387-6406 for free, friendly advice.
I am a longtime member of the Million Dollar Advocates Forum.
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