Being in an accident on your motorcycle can be a frightening event for you. The process to file a claim on your insurance can be a frustrating time for you. Being in an accident is stressful enough for you but having to file a claim against someone else’s insurance is another form of frustration altogether. There are certain things you can do to make sure the process runs smoothly. Let’s look at those items so you can know what to expect during this time.
1. Know your rights during the process.
One of the best things you can do during this process is to learn about your rights in this time. Knowing your rights after an accident can prevent you from seeing a negative outcome to the claims process. It is a great idea to hire a lawyer to help in the process. This lawyer will help you know your rights in full and make sure all the paperwork is filed correctly, not to mention on-time.
If something isn’t filed on time, it could spell disaster for your case. The lawyer will make sure you are fully aware of each development in the case as well, so you can answer questions to the best of your ability. Knowing your rights as a motorist on the roadway can mean the difference between a positive and a negative outcome in court.
2. Don’t say or do anything to jeopardize your case.
One of the worst things you can do after an accident is to say that the accident itself was your fault. The police officer will notate that in the accident report and this could jeopardize this during the insurance claims process. It could very well mean that your insurance rates go up and you will have to pay for any and all repairs, if your motorcycle wasn’t totaled.
The same thing can be said if you do something that could jeopardize your claim. If your lawyer tells you not to do something in particular, it is best if you cooperate in that manner. Follow any instructions the lawyer gives to you in this case, so you can receive the best possible outcome for the claim itself.
3. Answer all pertinent questions from the insurance company.
The insurance carrier that is covering your motorcycle at the time of the accident is bound to have questions for you. Most of the questions will happen the day of the wreck when they are getting your side of the story. They will ask you to state what happened before, during, and after the accident in your own words. They will also ask you questions about who you believe to be at fault for the accident.
They tell you that you do not have to answer all questions so do not feel pressured to answer that line of questioning. If you do not feel the need to be questioned about who caused the wreck, it is well within your rights to vocalize that thought. What the insurance carrier is really looking for is your side of the accident for their records.
Greenville and Washington, NC Motorcycle Accident Attorneys
I’m Brian Ricci, a Motorcycle Accident Lawyer serving Greenville, NC and the surrounding areas. If you have suffered a personal injury due to a motorcycle crash, please call me anytime at (252) 777-2222 or (800) 387-6406 for free, friendly advice. The call is free and there is no obligation to you.
I am a longtime member of the Million Dollar Advocates Forum.