Small Businesses and Workers’ Compensation

Did you get injured or sick while working for a small mom-and-pop shop? Good news – you don’t have to work at a Fortune 500 company to get North Carolina workers’ compensation benefits. Most small businesses are covered, too. If you were injured on the job, even while working for a small business, a workers’ compensation attorney can help you determine if workers’ compensation insurance covers your injuries.

Unlike in some states, in North Carolina, every company employing three or more workers MUST have workers’ compensation insurance. The three-employee rule includes owners and managers and working family members, too, so even very small companies must be covered. If employers are caught without insurance, they may be subject to strict fines and penalties, and the employers themselves often must pay for the injuries.

In addition to workers’ compensation benefits, workers at small businesses in North Carolina may have access to other resources, making this a good time to work for a small business in North Carolina. In fact, Governor Roy Cooper declared the week of May 5 to 11, 2019 as Small Business Appreciation Week. According to the Governor’s report, North Carolina’s 890,398 small businesses employ 1.6 million people and make up more than 99 percent of all businesses in the State.

It appears that North Carolina lawmakers are not ignoring the needs of those 1.6 million workers; in addition to workers’ compensation laws protecting workers in small businesses, North Carolina’s initiative NC Job Ready focuses on helping employers get the skilled workers they need and on helping North Carolinians get the education and training needed for good jobs. Programs like these, which the workers’ compensation attorneys at Ricci Law Firm Injury Lawyers closely monitor in conjunction with workers’ compensation laws, may provide valuable assistance to workers with disabilities or those who have been injured on the job. Such proposed and existing programs include the following:

  • Finish Line Grants

Federal funding for technical students who face unforeseen financial loss, such as injury, to return to school

  • Job Training for In-Demand Trades

34 Certified Career Pathways to help North Carolinians get the education and training needed to work in high-demand, high-wage careers

  • Hometown Strong

Innovations to meet the unique needs of workers in North Carolina’s rural counties

  • Employer Training Fund

Competitive grant program to assist employers in addressing workforce training needs and employee skill gaps

These and other initiatives to help workers in North Carolina complement the decades-old workers’ compensation system, which is meant to help injured workers recover and get back to work. If you or a loved one was injured on the job or developed an illness while working for a small business, the workers’ compensation attorneys at Ricci Law Firm Injury Lawyers may be able to help. Contact one of our specialists for a consultation.

Workers’ Compensation Lawyer serving Greenville and Raleigh

I’m Brian Ricci, a workers’ compensation lawyer serving Greenville and Raleigh. If you or a loved one has sustained an injury at work, please call me at (252) 777-2222 or 800-387-6406 for free, friendly advice.

I am a longtime member of the Million Dollar Advocates Forum.

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