If you’ve been approved for workers compensation benefits in North Carolina, you’re probably wondering what that means. Sure, you know that you will be able to receive a portion of your income while you’re out of work, but you might not be aware of the other types of benefits you’ll be eligible for. Continue reading to learn more about the different kinds of benefits you can collect when you are approved for workers comp.
Getting Your Medical Expenses Covered
One of the most important aspects of workers compensation benefits is the coverage of your medical expenses. The cost of healthcare in the United States is astronomically high. Even minor injuries are known for resulting in thousands of dollars in medical costs; can you imagine how pricey a traumatic brain injury might be?
Thankfully, you shouldn’t have to worry about these expenses, as your employer’s workers comp insurance policy will be responsible for covering any and all of the medical bills and expenses that relate to your injuries.
Such costs might include hospital bills, medical equipment (e.g., prosthetic limbs, wheelchairs, hospital beds, and so on), co-pays, costs of prescription medications, adjustments to your home to accommodate medical equipment (e.g., shower rails, wheelchair ramps), rehabilitative services, physical and/or occupational therapy, and any other expenses that are considered necessary for treatment and care.
Additionally, if you are going to require continued treatment over the years, or if you find that you end up incurring future medical expenses as they relate to the injury you sustained the insurance company will cover those costs as well.
Disability Benefits You Should Receive
Your disability benefits refer to the amount that you’ll receive each week that replaces the income you are unable to earn. Unfortunately, this only amounts to approximately 66 percent of your average weekly wages, but that is much better than not being approved for benefits at all.
You can collect workers comp disability benefits either until you are cleared to return to work by your treating physician, or until you reach the maximum weeks allowable as per your given impairment rating.
Opportunities for Education and Job Training
If your injuries or condition have prevented you from being able to return to work in the industry you worked in at the time of your injury, you may be able to obtain vocational training or an education in another field where you can obtain gainful employment. You can discuss your options with your attorney if you think this is something you might be interested in.
What You Need to Know about Death Benefits
Families who have lost a loved one as a result of a work-related illness or injury may be entitled to death benefits. This includes disability benefits as well as coverage of funeral and burial expenses and the medical bills the deceased accrued prior to their death.
If you believe your family qualifies for death benefits, reaching out to a qualified North Carolina workers comp lawyer can be the best way to get the answers you are looking for.
Consult with an Experienced North Carolina Workers Comp Lawyer
To discuss North Carolina workers comp benefits and your case in further detail with a highly trained workers compensation lawyer, give Ricci Law Firm, P.A. a call at (252) 777-2222, or simply fill out the quick contact form we’ve provided at the bottom of this page and a representative will be in touch to schedule your complimentary consultation.